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                    Message from the Safety Director

The following documents are now available on the website for all JIF members:

     1. Final NJDOT CDL policy - click HERE
     2. NON-CDL policy - New Jersey Forms Toolkit - click HERE
     3. NON-CDL policy for New Jersey Public Entity - click HERE

It is important to note the following:

These are model policy templates, not final policies.  Each member must review the templates, discuss the options with your municipal attorney, and finalize the policies that are best suited to your needs.

All bold and italicized print in the Final NJDOT CDL policy is mandatory under federal law. Provisions that are not shown in bold and italicized print are optional.

The entire NON-CDL policy is optional.  If you decide to adopt a policy of this type, there are many options available to you including the establishment of a "zero tolerance" policy with respect to marijuana (medical or recreational).  Please make sure you discuss the options with your municipal attorney and your governing body.

One of the essential elements of the policies is the requirement to name a Designated Employer Representative (DER) and a backup.  The JIF has scheduled 3 training classes for this program on the following dates.  It is critical that you send at least the person you intend to designate and another employee that would be available as a backup in case the DER is not available.
     DER Training
          Middletown - April 11, 2019
          Manalapan - June 18, 2019
          Middletown - September 26, 2019

Please feel free to contact Joe Mirachi, the JIF Risk Control Consultant, at 732-660-5020 if you have further questions.

Please also note that the documents above can also be found on the Safety page of this website by clicking on the Safety tab on the right hand side of this page.


The Monmouth County Municipal Joint Insurance Fund was established by a core group of Monmouth County municipal governments known as the charter members.  These charter members formed the fund in an effort to provide comprehensive, quality, low cost all-lines insurance for local governments within their geographic region.  The fund has developed a membership of 41 members and has been very successful in achieving its core mission. 

The MCMJIF is not an insurance company as per Title 40A:10-36.  In 1984, the New Jersey legislature enacted a new law that permitted municipalities to form Joint Insurance Funds.  Per this statute all Joint Insurance Funds are public entitles subject to the following requirements:

Local Fiscal Affairs Law

Local Public Contracts Law

Open Public Meetings Act

Various Statutes authorizing investment of public funds (GUDPA)

Affirmative Action Requirements

Local Government Ethics Act 

This website serves as a vehicle for the public to obtain important information regarding the operation of the Monmouth County Municipal Joint Insurance Fund.