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The Monmouth County Municipal Joint Insurance Fund was established by a core group of Monmouth County municipal governments known as the charter members.  These charter members formed the fund in an effort to provide comprehensive, quality, low cost all-lines insurance for local governments within their geographic region.  The fund has developed a membership of 39 members and has been very successful in achieving its core mission. 

The MCMJIF is not an insurance company as per Title 40A:10-36.  In 1984, the New Jersey legislature enacted a new law that permitted municipalities to form Joint Insurance Funds.  Per this statute all Joint Insurance Funds are public entitles subject to the following requirements:

Local Fiscal Affairs Law

Local Public Contracts Law

Open Public Meetings Act

Various Statutes authorizing investment of public funds (GUDPA)

Affirmative Action Requirements

Local Government Ethics Act 

This website serves as a vehicle for the public to obtain important information regarding the operation of the Monmouth County Municipal Joint Insurance Fund.